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The web-portal reserves the right to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request. The web-portal may also edit, refuse to post, or remove any posting at the web-portal’s sole discretion. The web-portal  reserves the right to restrict access by any users whom the web-portal believes, in its sole discretion, are engaged in inappropriate, unprofessional, or unlawful conduct.

The web-portal reserves the right to remove content which, in its sole discretion, violates any of the rules set forth herein of which it becomes aware, but is under no obligation to do so. If you are offended by any content of the web-portal, you can crime to the editor or stop using the web-portal.



The web-portal includes unmoderated information containing personal opinions and other expressions of the persons who post entries on a wide range of topics. Such entries are the opinions of the specific authors and are not statements of advice, opinion, or information of the web-portal or any or any web-portal affiliated person or entity.

Neither the content of the web-portal, nor the links to other websites contained therein, are routinely moderated, screened, approved, reviewed, or endorsed by the web-portal or any web-portal affiliated person or entity.

The web-portal and any information, products or services therein are provided “as is” without warranty of any kind, either express or implied, including without limitation, the implied warranties of merchantability, fitness for use of a particular purpose, or noninfringement.

The web-portal does not warrant that the web-portal will operate in an uninterrupted or error-free manner or that the web-portal is free of viruses or other harmful components. Use of information obtained from or through the web-portal is at your own risk.

The web-portal is not liable for any loss or damages including, but not limited to, claims for defamation, errors, loss of data, or interruption in availability of data arising out of the use or inability to use the web-portal or any links; to your placement of content on the web-portal; or to your reliance upon information obtained from or through the web-portal or through links contained on the web-portal.

The web-portal is not an intermediary, broker/dealer, investment advisor, or exchange and does not provide services as such.



In consideration for your agreement to these Terms of Use, the web-portal grants you a personal, non-exclusive, non-transferable, revocable license to access and use the web-portal. You may access the material on the web-portal only for your own personal, non-commercial use. The burden of determining that use of any information obtained from the web-portal is permissible rests with you.

By posting to or otherwise engaging in any communication within the web-portal, you are granting the web-portal (or any of its assignees) a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such information.


Copyright Policy

If you believe your copyrights are being infringed, please fill out the Notice of Infringement form below and mail it to 

Unauthorized Use

Unauthorized use of the web-portal in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.



You agree to indemnify and hold the web-portal and any web-portal affiliated person or entity harmless from any claims, losses or damages, including legal fees, resulting from your violation of these Terms of Use, your use of the web-portal or your placement of any content onto the web-portal, and to fully cooperate in the web-portal’s or any web-portal affiliated person’s or entity’s defence against any such claims.



These Terms of Use constitute the entire agreement between you and the web-portal and any web-portal affiliated persons or parties with respect to the subject matter herein and supersedes any and all prior or contemporaneous oral or written agreements.

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